Wherever you live, protecting your house is of utmost importance. This could involve arranging insurance policies, installing security systems, or checking your door locks are effective. Taking simple but necessary precautions could secure your family’s safety and also allow you to relax and enjoy your home. Read our top five steps for protecting your house.
Take out home protection insurance
Arranging a suitable home protection insurance is vital, both for your mortgage requirements and for peace of mind. Getting the right level of coverage is an important factor. There are no set requirements for coverage on your home. Furthermore, your mortgage lender may only ask that you insure 80% of your home’s rebuild value. However, being underinsured could lead to major problems for you, should the worst happen, and you need to rebuild your house. Additionally, when choosing your insurance policy, ensure that you have all the required add-ons. A standard policy will rarely cover everything.
Install a security system
Installing a security system is an important step in keeping your house safe. There are many home security options available to suit every budget and that cater to every level of protection. To select a system that’s right for you, take some time to think about the needs of your house and neighborhood. Here are some additional factors to consider when choosing the system:
- Does the system have Smart capabilities?
- Professional installation vs. DIY installation
- Costs, both for set up and then ongoing
- Brand reputation
Secure all doors
A large number of burglaries are committed when the front door is left unlocked, and the burglar simply walks in. Check all exterior doors and ensure that the frames are strong and undamaged. Also, make sure that the hinges are covered and that your mail slot is not in a position where a burglar could reach through and unlock the door. Some additional tips for securing your doors include:
- Installing a deadbolt to your door
- Installing smart locks
- Adding a video doorbell
Consider home appliance insurance
Home appliance insurance is a policy that will cover the repair or replacement of various appliances and systems in your home. If an appliance, such as your washer, breaks, the costs of calling out a service engineer and then possibly even replacing the appliance can be expensive. If you have home appliance insurance, you simply call your insurer and they will send out a contracted home service provider to diagnose and repair the fault. In many cases, home appliance insurance can save you a lot of money on expensive repairs.
Lockdown the Wi-Fi network
When people think of security, they often think of the physical aspects as listed above. However, your home wireless network needs protecting in the same way as your doors. If someone taps into your network, they could gain access to your personal and financial information. Furthermore, if you have smart security, flaws in your network security could enable someone to break into the house. Be sure to secure your router, hide your network, use a firewall and create strong passwords.