When a terrible storm swoops in, it has the potential to do significant damage to your home’s exterior. A hailstorm, in particular, may be quite damaging to your roof.
Repairing a roof may appear to be a difficult job, but we’ve organized it into a few simple steps. Click here for some suggestions for dealing with hail damage on your roof.
Survey the Damage
When your roof is damaged by severe weather or hail, it’s critical to assess the overall condition of your house before hiring a repair business.
How to Identify Hail Damage
Hail is extremely damaging to shingles, gutters, windows, and other materials. On the roof, look for indications that hail has damaged the material beneath your shingles in particular.
On composition or asphalt shingles, granules that are improperly positioned or misshapen could mean hail got to them. They might also be turned at odd angles or buckling or curling.
Metal roofs are less vulnerable to hailstorm damage than other materials. Metal roofs are highly durable. Nonetheless, check your ridge cap and trimming for indications that high winds have damaged the material’s integrity.
Where to Spot the Damage From
If the roof is damaged, you don’t need to go on a ladder. Gather as much information as possible by looking at it from the edge of the yard. Alternatively, stand in your yard and snap photos using your phone’s zoom function.
If you don’t want to get too technical, you could opt for binoculars or a scope. Check around among your neighbors’ roofs if the top of your property is high up or at a significant angle. Obviously, your roof may be constructed of a different material than that of your neighbors. However, in general, houses in the same neighborhood have similar designs and were built around the same time.
You Need Three Quotes From Local Roofing Companies
Obtain three quotes from different roofing contractors. Because not all roofing businesses are the same, it’s critical to research your options and obtain a complete picture of pricing in your region.
Remember, obtaining quotes from firms that are close to your area has a few benefits.
- In the first place, a local roofing business will be familiar with insurance adjusters and can assist you in submitting claim paperwork to your insurer.
- Second, since they are local, roofers will be able to complete the project faster because they will not have to travel far. They won’t have to drive several hours to the job site.
- Finally, a local expert roofer will be aware of relevant building codes in your area.
To select the finest contractors, lookup client feedback and contact some of their references.
Filing for Coverage With Your Insurance Provider
After inspecting your damaged roof and getting a few quotes, it’s critical to submit a claim with the insurance carriers.
What Insurance Will Be Expecting From You
Claims procedures will vary depending on the type of insurance you have, but in most cases, it involves having an assessor come out to inspect the damage. You’ll need a lot of information at this time, such as pictures of your roof, repair quotes, receipts for material purchases, and so on.
What You Should Be Expecting From Your Insurance
Because each insurance provider has its own criteria for what is covered by their hail repair coverage, you’ll want to assume nothing when it comes to coverage.
Roofs, exteriors, windows, gutters and downspouts, skylights, and patio covers are all commonly covered items in home insurance policies.
Hopefully, the repair goes well for you. Roofs are essential in life, therefore we do not want you to go without a properly functioning one for any longer than necessary.
As soon as possible, assess the damage to your roof. Then, get quotes from a few local expert roofers before making any decisions. After that, file an insurance claim. Finally, learn more and work with your insurance and a local contractor to complete the repairs needed.
If you follow our instructions, you’ll be back to normal in no time.